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What parents should know before their teen obtains a driver's license - written by Daniel Harper

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I remember the day I was legally able to receive the rights to my driver's license at the DMV.  It was a landmark that allowed some freedom, but also opened brand new doors to a lot of responsibility for myself and parents. I grew up in an insurance household with an experienced Allstate agent as a father. As a teen I can remember him being nervous about me driving in the beginning without any supervision. Now as an adult and insurance agent myself, I can relate to him and understand why it was such a “big deal” at the time. Not only was I taking responsibility for myself and the vehicle every time I ventured down the road, but at the same time I was sharing risk with my mother & father. If I was to cause an accident or have any type of mishap the blame did not only fall on my shoulders. The burden of responsibility was also carried by my folks because I was driving their vehicle. If someone was to be injured it could have put their assets, and hard earned livelihood...