Posts

Showing posts from 2015

Have you checked your liability limits lately?

Image
Auto insurance liability is something that almost everyone has, but yet so few truly understand. Those who have been involved in a serious car accident resulting in injury have often learned about it the hard way. In the state of Virginia- bodily injury liability requirements are $25,000 per person and $50,000 per accident. To legally operate a motor vehicle registered in VA- that is the required coverage you are suppose to carry. Often potential customers ask us to just "give me a quote on the minimum that I need" . My questions is why? Often it is a matter of a few more dollars a month to obtain the higher coverage limits. If you choose to under-insure yourself, ask yourself this: "What would happen if either by mechanical failure (tires,brakes etc.) or by operator error I am at fault for someone's injuries involving my car?" "Is it possible that they might sue me for more than $25,000 in medical bills and pain & suffering?" likely the a...