Charlottesville Auto Insurance blog - Quotes for Car Insurance in Virginia - Homeowners

Breaking Down Car Insurance Terms and What They Mean: Bodily Injury Liability: Bodily Injury (B.I) is a coverage that is required by law in most states. If you cause an auto accident that injures someone else, your B.I helps pay for their medical expenses and loss of wages due to their injury. This can also help pay for legal fees if you're sued. Property Damage: Will help you pay for damage caused to someone else's belongings. Examples would include another vehicle, mail-box, or guard-rail. Medical Expense: Can help you or passengers in your vehicle pay medical bills & funeral expense if hurt in a car accident. Collision Coverage: Can help you pay to replace or repair your vehicle if it's damage from a collision with another vehicle. It also covers coming in contact with an object, or single vehicle crashes that involve rolling or falling over. In most collision claims you are in the vehicle operating it. Comprehensive Coverage: This coverage is offered to protect d...

Auto insurance blog update written: 12/30/2017 With Charlottesville receiving its first dusting of snow on the last weekend of 2017 - I am reminded of sledding and building snow forts as a kid. We'd often spend all afternoon outside crafting the perfect sled track. Some nights we would stay out late dumping buckets of water of them in hopes of it freezing extra slick by morning. As kid's we don't think of all that can go wrong. It's endless possibilities and excitement with most imagined outcomes being positive ones. As we grow older we become wiser. Learning from experience we gain knowledge that allows us to prepare better against possible misfortune. I really enjoy talking with clients and finding out what their hopes and dreams are for the future. It's often time spent talking about destinations, hobby's, and the quality of life imagined for retirement years. The first step to a successful retirement plan is a vision of desired results. Don't ...